Legal Guardianship for Insurance
The information in this section relates to guardianships. These complaints are filed by the person applying for appointment as guardian or by another family member who asks the court to appoint a guardian. If custody of the minor has been awarded to a non-parent by the juvenile court, this section does not apply. A guardianship of the estate is created to administer the child`s property. It is required if: (3) the divorce or separation of an insured employee from his or her spouse; Congratulations on becoming a legal guardian! We hope you are considering adding your child to the SHBP family. You can also change your health insurance company (example: from GHC to Dean) or plan design (example: from health plan to HDHP). If you change your health insurance provider or plan design: The court will consider what is in the best interests of the child to ensure the child grows up in a safe, stable and loving environment. A parent or guardian can care for a child if the parents are unable to do so. (i) Application to accident insurance or health insurance and group life insurance. A change in election meets the requirements of this clause (c) (3) in respect of accident, health or group life insurance only if the change in election is due to a change in status that affects eligibility for coverage under an employer-sponsored plan. A change in status that affects eligibility for an employer-sponsored plan includes a change in status that results in an increase or decrease in the number of family members or dependents of an employee who are eligible for coverage under the plan. Children generally include natural children, stepchildren, foster children, adopted children, and children who are given to the employee for adoption. Most, but not all, plans will extend dependent child eligibility to children for whom the employee or spouse is the legal guardian.
While it is acceptable for the child`s parents to live with another adult, it can be difficult for that adult to meet all of the child`s needs without legal authority. For example, if the employee becomes a legal guardian in the middle of the year, the employee experiences an eligible election change event that allows the child to register in the future in the middle of the year. The employee may cover the child for the period during which she is the legal guardian. When the guardianship court order expires or is cancelled, the child loses his or her active coverage. The child is experiencing an eligible event and has the option to continue to cover COBRA if the child is registered on the day the guardianship ends. Guardianship of the person`s estate is established because a child lives with an adult who is not the child`s parent and the adult needs a court order to make decisions on behalf of the child. In general, inheritance guardianship is for children under the age of 18. In the case of immigrant youth applying for special youth immigration status, the law allows for the application (or extension) of guardianship for a youth who is already 18 years of age but still under 21 years of age. Click here to learn how. In summary, two points must be confirmed to determine if the child legal guardian is eligible: Guardianship of the estate is established to manage a child`s income, money or other property until the child turns 18.
A child may need a guardian of the estate if they inherit money or assets. In most cases, the court appoints the surviving parent as guardian of the child`s estate. For more information on paid parental leave after a child is placed under legal guardianship, see Maternity leave (birth) and parental leave. Within 31 days of becoming a child`s guardian, you must register for the event by notifying SHBP Member Services of Guardianship: Children who are considered eligible dependants under legal guardianship include all unmarried children who are your dependants under court-ordered legal guardianship and who: In the context of guardianship of the person, the guardian has the same responsibility for the child as a parent. This means that the guardian has full legal and physical custody of the child and can make any decision regarding the physical care of the child that a parent would make.